AMERICU Credit Union in Pennsylvania vs the state
100.0%Denial rate+81.71 pts vs state
100.0%Decision denial rate+77.79 pts vs state
0.0%Origination rate-60.96 pts vs state
—Median rate
—Rate spread (pts)
$105kMedian applicant income
0Loans originated
7Denied
What AMERICU Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most AMERICU Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berks County | 1 | 0 | 1 | 100.0% |
| Warren County | 1 | 0 | 1 | 100.0% |
| Bradford County | 1 | 0 | 1 | 100.0% |
| Somerset County | 1 | 0 | 1 | 100.0% |
| Northampton County | 1 | 0 | 1 | 100.0% |
| Schuylkill County | 1 | 0 | 1 | 100.0% |
| York County | 1 | 0 | 1 | 100.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 7 applications in 2025, of which 0 were originated and 7 denied.
100.0% of all applications, or 100.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are AMERICU Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology