American Internet Mortgage in Washington vs the state
10.1%Denial rate-5.54 pts vs state
16.4%Decision denial rate-3.18 pts vs state
49.4%Origination rate-11.62 pts vs state
5.88%Median rate-0.75 pts vs state
-0.28Rate spread (pts)-0.47 pts vs state
$174kMedian applicant income
44Loans originated
9Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 15 | 17.7% | 5.88% | #323 |
| 2024 | 45 | 30 | 8.9% | 6.50% | #289 |
| 2025 | 89 | 44 | 10.1% | 5.88% | #248 |
What American Internet Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 41 | 17 | 4 | 9.8% |
| Pierce County | 9 | 4 | 2 | 22.2% |
| Clark County | 8 | 5 | 0 | 0.0% |
| Snohomish County | 5 | 2 | 0 | 0.0% |
| Spokane County | 5 | 5 | 0 | 0.0% |
| Benton County | 5 | 3 | 0 | 0.0% |
| Whatcom County | 3 | 1 | 0 | 0.0% |
| Thurston County | 3 | 2 | 1 | 33.3% |
| Kitsap County | 2 | 1 | 0 | 0.0% |
| Island County | 2 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 89 applications in 2025, of which 44 were originated and 9 denied.
10.1% of all applications, or 16.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans American Internet Mortgage originated in Washington in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology