American Homestar Mortgage · Louisiana · 2025

American Homestar Mortgage in Louisiana: approval rate, denial rate and rates (2025)

American Homestar Mortgage took 10 mortgage applications in Louisiana in 2025, ranking #378 of 721 lenders active in the state. It originated 0.0% of them and denied 90.0% (100.0% of the applications it decided), against a statewide denial rate of 22.2%.

10Applicationsin LA
100.0%Decision denial ratestate 28.2%
Median ratestate 6.63%
$180,000Median loanstate $165,000
$0Volume7 counties

American Homestar Mortgage in Louisiana vs the state

90.0%Denial rate+67.83 pts vs state
100.0%Decision denial rate+71.85 pts vs state
0.0%Origination rate-51.97 pts vs state
Median rate
Rate spread (pts)
$48kMedian applicant income
0Loans originated
9Denied

What American Homestar Mortgage lends in Louisiana

By loan purpose

Home purchase 10 100% · 90.0% denied

By loan type

FHA 10 100% · 90.0% denied

Why it denied Louisiana applicants

Credit history 5 56%
Debt-to-income ratio 4 44%

Where in Louisiana

Counties with the most American Homestar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Calcasieu Parish 303 100.0%
Beauregard Parish 201 50.0%
Tangipahoa Parish 101 100.0%
Jefferson Davis Parish 101 100.0%
East Baton Rouge Parish 101 100.0%
Rapides Parish 101 100.0%
Acadia Parish 101 100.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 10 applications in 2025, of which 0 were originated and 9 denied.

90.0% of all applications, or 100.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are American Homestar Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology