American Financing in Alaska vs the state
46.3%Denial rate+32.26 pts vs state
63.3%Decision denial rate+45.29 pts vs state
22.4%Origination rate-38.29 pts vs state
5.99%Median rate-0.45 pts vs state
0.24Rate spread (pts)+0.11 pts vs state
$90kMedian applicant income
15Loans originated
31Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 12 | 31.3% | 6.56% | #57 |
| 2024 | 49 | 14 | 55.1% | 5.88% | #57 |
| 2025 | 67 | 15 | 46.3% | 5.99% | #51 |
What American Financing lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most American Financing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 22 | 4 | 12 | 54.5% |
| Matanuska-Susitna Borough | 20 | 5 | 8 | 40.0% |
| Fairbanks North Star Borough | 9 | 3 | 5 | 55.6% |
| Kenai Peninsula Borough | 8 | 0 | 3 | 37.5% |
| Juneau City and Borough | 3 | 1 | 1 | 33.3% |
| Kodiak Island Borough | 1 | 0 | 1 | 100.0% |
| Sitka City and Borough | 1 | 1 | 0 | 0.0% |
| Aleutians West Census Area | 1 | 0 | 1 | 100.0% |
| Petersburg Borough | 1 | 1 | 0 | 0.0% |
| Southeast Fairbanks Census Area | 1 | 0 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 67 applications in 2025, of which 15 were originated and 31 denied.
46.3% of all applications, or 63.3% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans American Financing originated in Alaska in 2025 was 5.99%, against a statewide median of 6.44%.
About this data. Figures are American Financing's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology