American Financial Network in Washington vs the state
10.6%Denial rate-5.02 pts vs state
14.4%Decision denial rate-5.19 pts vs state
62.1%Origination rate+1.07 pts vs state
6.63%Median rate0.00 pts vs state
0.24Rate spread (pts)+0.05 pts vs state
$120kMedian applicant income
187Loans originated
32Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 339 | 140 | 11.8% | 6.75% | #120 |
| 2024 | 252 | 149 | 8.3% | 6.75% | #148 |
| 2025 | 301 | 187 | 10.6% | 6.63% | #146 |
What American Financial Network lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 49 | 30 | 4 | 8.2% |
| Pierce County | 47 | 32 | 4 | 8.5% |
| Yakima County | 35 | 18 | 7 | 20.0% |
| Kitsap County | 30 | 21 | 0 | 0.0% |
| Snohomish County | 28 | 19 | 2 | 7.1% |
| Clark County | 27 | 13 | 6 | 22.2% |
| Thurston County | 12 | 9 | 3 | 25.0% |
| Mason County | 11 | 5 | 0 | 0.0% |
| Whatcom County | 8 | 5 | 1 | 12.5% |
| Spokane County | 7 | 4 | 2 | 28.6% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 301 applications in 2025, of which 187 were originated and 32 denied.
10.6% of all applications, or 14.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans American Financial Network originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology