American Financial Network in Ohio vs the state
11.3%Denial rate-6.42 pts vs state
17.4%Decision denial rate-4.48 pts vs state
53.0%Origination rate-6.90 pts vs state
6.75%Median rate-0.13 pts vs state
0.73Rate spread (pts)+0.34 pts vs state
$76kMedian applicant income
221Loans originated
47Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 294 | 146 | 8.8% | 7.06% | #163 |
| 2024 | 324 | 191 | 9.0% | 6.75% | #162 |
| 2025 | 417 | 221 | 11.3% | 6.75% | #160 |
What American Financial Network lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 47 | 29 | 2 | 4.3% |
| Hamilton County | 33 | 13 | 7 | 21.2% |
| Cuyahoga County | 26 | 10 | 10 | 38.5% |
| Lucas County | 26 | 20 | 0 | 0.0% |
| Montgomery County | 23 | 15 | 2 | 8.7% |
| Clermont County | 16 | 6 | 5 | 31.3% |
| Butler County | 15 | 6 | 0 | 0.0% |
| Fairfield County | 14 | 7 | 3 | 21.4% |
| Summit County | 13 | 8 | 0 | 0.0% |
| Muskingum County | 13 | 6 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 417 applications in 2025, of which 221 were originated and 47 denied.
11.3% of all applications, or 17.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans American Financial Network originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology