American Finance House Lariba in Texas vs the state
14.0%Denial rate-5.48 pts vs state
14.0%Decision denial rate-10.95 pts vs state
44.2%Origination rate-10.69 pts vs state
6.25%Median rate-0.25 pts vs state
0.19Rate spread (pts)0.00 pts vs state
$188kMedian applicant income
19Loans originated
6Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 74 | 39 | 10.8% | 6.88% | #621 |
| 2024 | 60 | 30 | 21.7% | 6.74% | #653 |
| 2025 | 43 | 19 | 14.0% | 6.25% | #727 |
What American Finance House Lariba lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most American Finance House Lariba applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 10 | 5 | 3 | 30.0% |
| Fort Bend County | 8 | 3 | 1 | 12.5% |
| Collin County | 6 | 2 | 0 | 0.0% |
| Dallas County | 5 | 2 | 1 | 20.0% |
| Tarrant County | 3 | 2 | 1 | 33.3% |
| Denton County | 1 | 0 | 0 | 0.0% |
| Hidalgo County | 1 | 1 | 0 | 0.0% |
| Williamson County | 1 | 1 | 0 | 0.0% |
| Hunt County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 43 applications in 2025, of which 19 were originated and 6 denied.
14.0% of all applications, or 14.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans American Finance House Lariba originated in Texas in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are American Finance House Lariba's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology