AMERICA FIRST Federal Credit Union in Colorado vs the state
100.0%Denial rate+84.37 pts vs state
100.0%Decision denial rate+80.34 pts vs state
0.0%Origination rate-60.02 pts vs state
—Median rate
—Rate spread (pts)
$161kMedian applicant income
0Loans originated
14Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 15 | 0 | 93.3% | — | #441 |
| 2025 | 14 | 0 | 100.0% | — | #460 |
What AMERICA FIRST Federal Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most AMERICA FIRST Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 4 | 0 | 4 | 100.0% |
| Denver County | 3 | 0 | 3 | 100.0% |
| Mesa County | 1 | 0 | 1 | 100.0% |
| Jefferson County | 1 | 0 | 1 | 100.0% |
| Adams County | 1 | 0 | 1 | 100.0% |
| La Plata County | 1 | 0 | 1 | 100.0% |
| Weld County | 1 | 0 | 1 | 100.0% |
| Douglas County | 1 | 0 | 1 | 100.0% |
| Routt County | 1 | 0 | 1 | 100.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 14 applications in 2025, of which 0 were originated and 14 denied.
100.0% of all applications, or 100.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are AMERICA FIRST Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology