Allied First Bank,sb · Ohio · 2025

Allied First Bank,sb in Ohio: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 102 mortgage applications in Ohio in 2025, ranking #324 of 1,092 lenders active in the state. It originated 0.0% of them and denied 33.3% (100.0% of the applications it decided), against a statewide denial rate of 17.7%.

102Applicationsin OH
100.0%Decision denial ratestate 21.9%
Median ratestate 6.88%
$255,000Median loanstate $155,000
$0Volume40 counties

Allied First Bank,sb in Ohio vs the state

33.3%Denial rate+15.64 pts vs state
100.0%Decision denial rate+78.11 pts vs state
0.0%Origination rate-59.90 pts vs state
Median rate
Rate spread (pts)
$81kMedian applicant income
0Loans originated
34Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
202316137.5%6.75%#552
202428225.0%2.75%#476
2025102033.3%#324

What Allied First Bank,sb lends in Ohio

By loan purpose

Refinance 12 12% · 33.3% denied
Cash-out refinance 90 88% · 33.3% denied

By loan type

FHA 23 23% · 43.5% denied
VA 79 77% · 30.4% denied

Why it denied Ohio applicants

Credit history 21 62%
Debt-to-income ratio 7 21%
Other 3 9%
Insufficient cash 2 6%
Collateral 1 3%

Where in Ohio

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Summit County 1006 60.0%
Franklin County 1005 50.0%
Montgomery County 900 0.0%
Cuyahoga County 602 33.3%
Butler County 500 0.0%
Lucas County 501 20.0%
Union County 400 0.0%
Fairfield County 402 50.0%
Hamilton County 401 25.0%
Stark County 301 33.3%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 102 applications in 2025, of which 0 were originated and 34 denied.

33.3% of all applications, or 100.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology