Allied First Bank,sb · Missouri · 2025

Allied First Bank,sb in Missouri: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 91 mortgage applications in Missouri in 2025, ranking #272 of 1,023 lenders active in the state. It originated 0.0% of them and denied 33.0% (100.0% of the applications it decided), against a statewide denial rate of 15.1%.

91Applicationsin MO
100.0%Decision denial ratestate 18.7%
Median ratestate 6.63%
$245,000Median loanstate $175,000
$0Volume36 counties

Allied First Bank,sb in Missouri vs the state

33.0%Denial rate+17.90 pts vs state
100.0%Decision denial rate+81.30 pts vs state
0.0%Origination rate-62.66 pts vs state
Median rate
Rate spread (pts)
$75kMedian applicant income
0Loans originated
30Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
202317152.9%6.50%#435
202421333.3%4.25%#425
202591033.0%#272

What Allied First Bank,sb lends in Missouri

By loan purpose

Refinance 10 11% · 80.0% denied
Cash-out refinance 81 89% · 27.2% denied

By loan type

Conventional 1 1% · 0.0% denied
FHA 13 14% · 53.9% denied
VA 77 85% · 29.9% denied

Why it denied Missouri applicants

Credit history 16 53%
Debt-to-income ratio 8 27%
Other 5 17%
Insufficient cash 1 3%

Where in Missouri

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Louis County 1705 29.4%
Jackson County 1306 46.2%
Jefferson County 503 60.0%
Jasper County 502 40.0%
Cass County 401 25.0%
Christian County 402 50.0%
Clay County 401 25.0%
Pulaski County 301 33.3%
Cape Girardeau County 302 66.7%
Johnson County 201 50.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 91 applications in 2025, of which 0 were originated and 30 denied.

33.0% of all applications, or 100.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology