Allied First Bank,sb in Mississippi vs the state
37.8%Denial rate+14.92 pts vs state
96.6%Decision denial rate+68.10 pts vs state
1.4%Origination rate-51.52 pts vs state
3.50%Median rate-3.25 pts vs state
—Rate spread (pts)
$82kMedian applicant income
1Loans originated
28Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 0 | 66.7% | — | #263 |
| 2024 | 16 | 0 | 43.8% | — | #252 |
| 2025 | 74 | 1 | 37.8% | 3.50% | #146 |
What Allied First Bank,sb lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 13 | 0 | 4 | 30.8% |
| Jackson County | 7 | 0 | 3 | 42.9% |
| Hinds County | 5 | 0 | 0 | 0.0% |
| Forrest County | 5 | 0 | 3 | 60.0% |
| Harrison County | 5 | 0 | 2 | 40.0% |
| Madison County | 4 | 1 | 2 | 50.0% |
| Pearl River County | 4 | 0 | 0 | 0.0% |
| Rankin County | 3 | 0 | 3 | 100.0% |
| Lee County | 3 | 0 | 0 | 0.0% |
| Lowndes County | 3 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 74 applications in 2025, of which 1 were originated and 28 denied.
37.8% of all applications, or 96.6% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Allied First Bank,sb originated in Mississippi in 2025 was 3.50%, against a statewide median of 6.75%.
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology