Alliant Credit Union in Mississippi vs the state
16.7%Denial rate-6.25 pts vs state
20.0%Decision denial rate-8.45 pts vs state
58.3%Origination rate+5.46 pts vs state
6.00%Median rate-0.75 pts vs state
0.05Rate spread (pts)-0.28 pts vs state
$114kMedian applicant income
7Loans originated
2Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 1 | 40.0% | 7.88% | #349 |
| 2024 | 8 | 5 | 0.0% | 6.38% | #304 |
| 2025 | 12 | 7 | 16.7% | 6.00% | #274 |
What Alliant Credit Union lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette County | 2 | 1 | 1 | 50.0% |
| Rankin County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Harrison County | 1 | 0 | 0 | 0.0% |
| Lowndes County | 1 | 1 | 0 | 0.0% |
| Forrest County | 1 | 1 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
| George County | 1 | 0 | 1 | 100.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 12 applications in 2025, of which 7 were originated and 2 denied.
16.7% of all applications, or 20.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Alliant Credit Union originated in Mississippi in 2025 was 6.00%, against a statewide median of 6.75%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology