Alliance Credit Union in Missouri vs the state
9.6%Denial rate-5.52 pts vs state
10.8%Decision denial rate-7.87 pts vs state
78.1%Origination rate+15.43 pts vs state
—Median rate
—Rate spread (pts)
$120kMedian applicant income
139Loans originated
17Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 220 | 187 | 3.2% | 7.25% | #143 |
| 2024 | 162 | 150 | 0.0% | — | #194 |
| 2025 | 178 | 139 | 9.6% | — | #198 |
What Alliance Credit Union lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Alliance Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 76 | 55 | 10 | 13.2% |
| St. Charles County | 35 | 32 | 2 | 5.7% |
| Jefferson County | 29 | 24 | 1 | 3.4% |
| St. Louis city | 19 | 11 | 3 | 15.8% |
| Lincoln County | 7 | 7 | 0 | 0.0% |
| Warren County | 3 | 2 | 0 | 0.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
| Taney County | 2 | 2 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Ste. Genevieve County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 178 applications in 2025, of which 139 were originated and 17 denied.
9.6% of all applications, or 10.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Alliance Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology