Alliance Bank Central Texas in Texas vs the state
15.5%Denial rate-3.90 pts vs state
15.8%Decision denial rate-9.14 pts vs state
69.9%Origination rate+15.02 pts vs state
—Median rate
—Rate spread (pts)
$102kMedian applicant income
144Loans originated
32Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 218 | 168 | 11.0% | — | #386 |
| 2024 | 216 | 155 | 12.5% | — | #387 |
| 2025 | 206 | 144 | 15.5% | — | #411 |
What Alliance Bank Central Texas lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Alliance Bank Central Texas applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| McLennan County | 158 | 104 | 28 | 17.7% |
| Bell County | 23 | 20 | 2 | 8.7% |
| Williamson County | 8 | 7 | 1 | 12.5% |
| Falls County | 3 | 2 | 0 | 0.0% |
| Bexar County | 2 | 2 | 0 | 0.0% |
| Tarrant County | 2 | 1 | 0 | 0.0% |
| Hill County | 2 | 2 | 0 | 0.0% |
| Freestone County | 2 | 2 | 0 | 0.0% |
| Coryell County | 2 | 1 | 1 | 50.0% |
| Fort Bend County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 206 applications in 2025, of which 144 were originated and 32 denied.
15.5% of all applications, or 15.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Alliance Bank Central Texas's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology