AAA Capital Investment in Washington vs the state
3.0%Denial rate-12.62 pts vs state
3.0%Decision denial rate-16.51 pts vs state
60.6%Origination rate-0.45 pts vs state
6.81%Median rate+0.19 pts vs state
0.42Rate spread (pts)+0.23 pts vs state
$152kMedian applicant income
60Loans originated
3Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 6 | 11.8% | 6.88% | #401 |
| 2024 | 45 | 27 | 4.4% | 6.63% | #288 |
| 2025 | 99 | 60 | 3.0% | 6.81% | #240 |
What AAA Capital Investment lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 62 | 33 | 2 | 3.2% |
| Snohomish County | 20 | 13 | 1 | 5.0% |
| Pierce County | 4 | 4 | 0 | 0.0% |
| Clark County | 3 | 1 | 0 | 0.0% |
| Thurston County | 3 | 3 | 0 | 0.0% |
| Skagit County | 2 | 1 | 0 | 0.0% |
| Benton County | 2 | 2 | 0 | 0.0% |
| Walla Walla County | 1 | 1 | 0 | 0.0% |
| Stevens County | 1 | 1 | 0 | 0.0% |
| Yakima County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 99 applications in 2025, of which 60 were originated and 3 denied.
3.0% of all applications, or 3.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans AAA Capital Investment originated in Washington in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology