A&D Mortgage in Washington vs the state
9.7%Denial rate-5.93 pts vs state
14.2%Decision denial rate-5.33 pts vs state
57.6%Origination rate-3.42 pts vs state
6.49%Median rate-0.13 pts vs state
0.18Rate spread (pts)0.00 pts vs state
$180kMedian applicant income
166Loans originated
28Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 21 | 10.0% | 9.88% | #305 |
| 2024 | 132 | 63 | 9.1% | 7.63% | #199 |
| 2025 | 288 | 166 | 9.7% | 6.49% | #155 |
What A&D Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most A&D Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 89 | 51 | 7 | 7.9% |
| Pierce County | 55 | 27 | 9 | 16.4% |
| Snohomish County | 32 | 17 | 3 | 9.4% |
| Clark County | 28 | 18 | 2 | 7.1% |
| Spokane County | 14 | 10 | 1 | 7.1% |
| Thurston County | 9 | 3 | 2 | 22.2% |
| Kitsap County | 8 | 7 | 1 | 12.5% |
| Grays Harbor County | 6 | 3 | 0 | 0.0% |
| Whatcom County | 6 | 3 | 0 | 0.0% |
| Skagit County | 5 | 3 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 288 applications in 2025, of which 166 were originated and 28 denied.
9.7% of all applications, or 14.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans A&D Mortgage originated in Washington in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are A&D Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology