Bennington County, Vermont · 2025

Mortgage lenders in Bennington County, VT: denial rates and top lenders (2025)

120 lenders acted on 874 mortgage applications for properties in Bennington County in 2025. 19.5% were denied (Vermont: 14.8%). Median rate on closed loans 6.63%; median loan $205,000; median property value $355,000.

874Applications
19.5%Denial ratestate 14.8%
6.63%Median ratestate 6.71%
$205,000Median loan
$355,000Median property value

Largest lenders in Bennington County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 7149 18.3%6.63%
2 Citizens Bank C 5529 41.8%7.65%
3 Eastrise Federal Credit Union A 5535 3.6%6.94%
4 Manufacturers and Traders Trust C 4830 29.2%5.99%
5 Greylock Federal Credit Union C 3221 9.4%6.75%
6 Community Bank D 3019 20.0%7.56%
7 Emm Loans B 2926 0.0%6.56%
8 Broker Solutions D 2511 4.0%6.99%
9 Mortgage Research Center C 2512 28.0%6.63%
10 TD Bank D 2414 20.8%7.95%
11 Bank of America F 2112 19.1%5.99%
12 AmeriSave Mortgage D 205 75.0%7.88%
13 Fairway Independent Mortgage B 2013 15.0%6.99%
14 Berkshire Bank B 2012 35.0%4.88%
15 Advisors Mortgage Group B 2015 5.0%6.88%
16 Freedom Mortgage B 188 11.1%7.00%
17 Newrez D 147 0.0%5.99%
18 Navy Federal Credit Union D 149 21.4%7.00%
19 U.S. Bank D 138 23.1%6.81%
20 Brookline Bank B 138 30.8%4.88%
21 TrustCo Bank B 138 23.1%5.81%
22 Loandepot.Com D 1210 8.3%5.69%
23 Figure Lending C 125 25.0%11.20%
24 Adams Community Bank C 97 11.1%6.75%
25 Pennymac Loan Services C 84 12.5%5.94%

Best approval odds in Bennington County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Rocket Mortgage6420.3%
2Citizens Bank5343.4%

What Bennington County borrowers applied for

By loan purpose

Home purchase 332 38% · 8.4% denied
Refinance 135 15% · 19.3% denied
Cash-out refinance 153 18% · 24.8% denied
Home improvement 140 16% · 29.3% denied
Other / HELOC 114 13% · 32.5% denied

By loan type

Conventional 718 82% · 18.8% denied
FHA 99 11% · 21.2% denied
VA 55 6% · 25.5% denied
USDA / RHS 2 0% · 0.0% denied

Why applications were denied

Debt-to-income ratio 55 32%
Credit history 37 22%
Collateral 32 19%
Incomplete application 20 12%
Other 11 6%
Unverifiable information 8 5%
Insufficient cash 4 2%
Employment history 3 2%

Bennington County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202374642921.5%6.75%$195,000
202481344721.8%6.99%$175,000
202587451919.5%6.63%$205,000

Frequently asked questions

19.5% of applications in Bennington County were denied in 2025, against 14.8% statewide in Vermont.

Rocket Mortgage, with 71 applications in 2025 and a denial rate of 18.3%.

The median mortgage application in Bennington County in 2025 was for $205,000; the median property value on originated loans was $355,000.