Broker Solutions in Vermont vs the state
11.0%Denial rate-3.86 pts vs state
23.2%Decision denial rate+5.08 pts vs state
35.5%Origination rate-29.34 pts vs state
6.75%Median rate+0.04 pts vs state
1.12Rate spread (pts)+1.00 pts vs state
$82kMedian applicant income
81Loans originated
25Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 26 | 12.5% | 6.75% | #36 |
| 2024 | 153 | 52 | 19.0% | 6.93% | #28 |
| 2025 | 228 | 81 | 11.0% | 6.75% | #20 |
What Broker Solutions lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 30 | 18 | 3 | 10.0% |
| Rutland County | 28 | 8 | 2 | 7.1% |
| Windsor County | 27 | 4 | 4 | 14.8% |
| Bennington County | 25 | 11 | 1 | 4.0% |
| Chittenden County | 19 | 9 | 1 | 5.3% |
| Orange County | 16 | 5 | 3 | 18.8% |
| Windham County | 15 | 5 | 1 | 6.7% |
| Caledonia County | 14 | 3 | 3 | 21.4% |
| Addison County | 14 | 3 | 2 | 14.3% |
| Lamoille County | 12 | 3 | 2 | 16.7% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 228 applications in 2025, of which 81 were originated and 25 denied.
11.0% of all applications, or 23.2% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans Broker Solutions originated in Vermont in 2025 was 6.75%, against a statewide median of 6.71%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology