Loandepot.Com in Vermont vs the state
28.5%Denial rate+13.63 pts vs state
32.7%Decision denial rate+14.60 pts vs state
58.6%Origination rate-6.25 pts vs state
6.19%Median rate-0.52 pts vs state
0.17Rate spread (pts)+0.04 pts vs state
$79kMedian applicant income
68Loans originated
33Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 104 | 51 | 26.0% | 6.63% | #34 |
| 2024 | 96 | 50 | 27.1% | 6.50% | #37 |
| 2025 | 116 | 68 | 28.5% | 6.19% | #37 |
What Loandepot.Com lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caledonia County | 13 | 8 | 3 | 23.1% |
| Bennington County | 12 | 10 | 1 | 8.3% |
| Windsor County | 12 | 4 | 7 | 58.3% |
| Franklin County | 11 | 6 | 4 | 36.4% |
| Lamoille County | 10 | 6 | 2 | 20.0% |
| Chittenden County | 9 | 5 | 2 | 22.2% |
| Orleans County | 9 | 3 | 6 | 66.7% |
| Washington County | 9 | 6 | 2 | 22.2% |
| Orange County | 8 | 7 | 0 | 0.0% |
| Rutland County | 8 | 3 | 3 | 37.5% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 116 applications in 2025, of which 68 were originated and 33 denied.
28.5% of all applications, or 32.7% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans Loandepot.Com originated in Vermont in 2025 was 6.19%, against a statewide median of 6.71%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology