Greylock Federal Credit Union in Vermont vs the state
13.2%Denial rate-1.66 pts vs state
15.6%Decision denial rate-2.44 pts vs state
65.8%Origination rate+0.92 pts vs state
6.63%Median rate-0.08 pts vs state
0.35Rate spread (pts)+0.22 pts vs state
$94kMedian applicant income
25Loans originated
5Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 22 | 11.4% | 6.69% | #63 |
| 2024 | 37 | 28 | 2.7% | 6.94% | #63 |
| 2025 | 38 | 25 | 13.2% | 6.63% | #64 |
What Greylock Federal Credit Union lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most Greylock Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bennington County | 32 | 21 | 3 | 9.4% |
| Windham County | 6 | 4 | 2 | 33.3% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 38 applications in 2025, of which 25 were originated and 5 denied.
13.2% of all applications, or 15.6% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans Greylock Federal Credit Union originated in Vermont in 2025 was 6.63%, against a statewide median of 6.71%.
About this data. Figures are Greylock Federal Credit Union's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology