Largest lenders in Washington County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | State Employees' | C | 59 | 23 | 39.0% | 6.15% |
| 2 | Vanderbilt Mortgage and Finance | F | 35 | 2 | 57.1% | 9.00% |
| 3 | Rocket Mortgage | C | 25 | 13 | 24.0% | 6.63% |
| 4 | Southern Bank and Trust | A | 12 | 9 | 25.0% | 7.50% |
| 5 | Mortgage Research Center | C | 11 | 5 | 27.3% | 6.50% |
| 6 | AmeriSave Mortgage | D | 10 | 0 | 80.0% | — |
| 7 | Neighborhood Mortgage Solutions | C | 10 | 10 | 0.0% | 6.98% |
| 8 | Movement Mortgage | A | 9 | 8 | 0.0% | 6.88% |
| 9 | Weyco Community Credit Union | – | 9 | 9 | 0.0% | 6.95% |
| 10 | Truist Bank | C | 8 | 2 | 12.5% | 6.19% |
| 11 | United Shore Financial Services | B | 7 | 2 | 28.6% | 6.13% |
| 12 | Newrez | D | 7 | 1 | 57.1% | 7.99% |
| 13 | Freedom Mortgage | B | 6 | 1 | 16.7% | 6.63% |
| 14 | 21st Mortgage | F | 5 | 0 | 80.0% | — |
What Washington County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Washington County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 318 | 115 | 31.5% | 6.75% | $95,000 |
| 2024 | 267 | 129 | 26.6% | 6.83% | $105,000 |
| 2025 | 311 | 118 | 32.8% | 6.62% | $125,000 |
Frequently asked questions
32.8% of applications in Washington County were denied in 2025, against 18.1% statewide in North Carolina.
State Employees', with 59 applications in 2025 and a denial rate of 39.0%.
The median mortgage application in Washington County in 2025 was for $125,000; the median property value on originated loans was $195,000.