Weyco Community Credit Union in North Carolina vs the state
19.2%Denial rate+1.09 pts vs state
19.2%Decision denial rate-3.67 pts vs state
80.9%Origination rate+23.04 pts vs state
5.35%Median rate-1.15 pts vs state
-0.98Rate spread (pts)-1.07 pts vs state
$92kMedian applicant income
38Loans originated
9Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 30 | 2.9% | 5.18% | #422 |
| 2024 | 29 | 29 | 0.0% | 5.80% | #456 |
| 2025 | 47 | 38 | 19.2% | 5.35% | #410 |
What Weyco Community Credit Union lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Weyco Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Martin County | 13 | 10 | 3 | 23.1% |
| Pitt County | 9 | 7 | 2 | 22.2% |
| Washington County | 9 | 9 | 0 | 0.0% |
| Beaufort County | 5 | 5 | 0 | 0.0% |
| Carteret County | 3 | 3 | 0 | 0.0% |
| Craven County | 2 | 1 | 1 | 50.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Wake County | 1 | 0 | 1 | 100.0% |
| New Hanover County | 1 | 1 | 0 | 0.0% |
| Pamlico County | 1 | 0 | 1 | 100.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 47 applications in 2025, of which 38 were originated and 9 denied.
19.2% of all applications, or 19.2% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Weyco Community Credit Union originated in North Carolina in 2025 was 5.35%, against a statewide median of 6.50%.
About this data. Figures are Weyco Community Credit Union's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology