Largest lenders in Greene County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | State Employees' | C | 99 | 38 | 41.4% | 6.25% |
| 2 | Vanderbilt Mortgage and Finance | F | 51 | 13 | 25.5% | 9.99% |
| 3 | First-Citizens Bank & Trust | B | 25 | 18 | 24.0% | 6.33% |
| 4 | 21st Mortgage | F | 25 | 3 | 36.0% | 9.76% |
| 5 | Rocket Mortgage | C | 21 | 17 | 14.3% | 6.75% |
| 6 | Truist Bank | C | 19 | 12 | 36.8% | 6.68% |
| 7 | Southern Bank and Trust | A | 14 | 9 | 21.4% | 7.25% |
| 8 | United Shore Financial Services | B | 12 | 10 | 0.0% | 5.75% |
| 9 | Lower | C | 8 | 5 | 0.0% | 6.50% |
| 10 | Movement Mortgage | A | 8 | 7 | 0.0% | 6.56% |
| 11 | AmeriSave Mortgage | D | 7 | 0 | 85.7% | — |
| 12 | Newrez | D | 7 | 3 | 42.9% | 5.75% |
| 13 | Atlantic Bay Mortgage Group | A | 6 | 6 | 0.0% | 6.25% |
| 14 | Broker Solutions | D | 6 | 3 | 0.0% | 7.00% |
| 15 | Loandepot.Com | D | 6 | 5 | 16.7% | 6.99% |
| 16 | Bank of America | F | 5 | 1 | 60.0% | 6.49% |
| 17 | Freedom Mortgage | B | 5 | 0 | 40.0% | — |
| 18 | Mortgage Research Center | C | 5 | 5 | 0.0% | 6.75% |
Best approval odds in Greene County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | State Employees' | 80 | 51.3% |
What Greene County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Greene County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 486 | 225 | 28.8% | 6.75% | $115,000 |
| 2024 | 472 | 210 | 30.7% | 6.88% | $125,000 |
| 2025 | 440 | 222 | 25.0% | 6.53% | $135,000 |
Frequently asked questions
25.0% of applications in Greene County were denied in 2025, against 18.1% statewide in North Carolina.
State Employees', with 99 applications in 2025 and a denial rate of 41.4%.
The median mortgage application in Greene County in 2025 was for $135,000; the median property value on originated loans was $225,000.