AmeriSave Mortgage in North Carolina vs the state
59.2%Denial rate+41.14 pts vs state
66.8%Decision denial rate+44.01 pts vs state
28.5%Origination rate-29.28 pts vs state
7.50%Median rate+1.00 pts vs state
1.60Rate spread (pts)+1.51 pts vs state
$67kMedian applicant income
1,353Loans originated
2,808Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,647 | 785 | 21.1% | 6.13% | #23 |
| 2024 | 5,106 | 851 | 69.0% | 7.50% | #21 |
| 2025 | 4,743 | 1,353 | 59.2% | 7.50% | #22 |
What AmeriSave Mortgage lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 402 | 131 | 226 | 56.2% |
| Wake County | 316 | 96 | 175 | 55.4% |
| Guilford County | 239 | 73 | 138 | 57.7% |
| Cumberland County | 230 | 47 | 152 | 66.1% |
| Forsyth County | 161 | 61 | 81 | 50.3% |
| Union County | 131 | 53 | 63 | 48.1% |
| Gaston County | 122 | 38 | 70 | 57.4% |
| Iredell County | 111 | 37 | 62 | 55.9% |
| Durham County | 110 | 26 | 71 | 64.5% |
| Brunswick County | 106 | 37 | 56 | 52.8% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 4,743 applications in 2025, of which 1,353 were originated and 2,808 denied.
59.2% of all applications, or 66.8% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans AmeriSave Mortgage originated in North Carolina in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology