Neighborhood Mortgage Solutions in North Carolina vs the state
1.9%Denial rate-16.21 pts vs state
1.9%Decision denial rate-20.93 pts vs state
96.3%Origination rate+38.49 pts vs state
5.85%Median rate-0.65 pts vs state
-0.65Rate spread (pts)-0.74 pts vs state
$100kMedian applicant income
52Loans originated
1Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 50 | 20 | 12.0% | 6.38% | #390 |
| 2025 | 54 | 52 | 1.9% | 5.85% | #387 |
What Neighborhood Mortgage Solutions lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Neighborhood Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Martin County | 12 | 12 | 0 | 0.0% |
| Beaufort County | 10 | 10 | 0 | 0.0% |
| Washington County | 10 | 10 | 0 | 0.0% |
| Pitt County | 8 | 7 | 1 | 12.5% |
| Carteret County | 4 | 4 | 0 | 0.0% |
| Craven County | 3 | 3 | 0 | 0.0% |
| New Hanover County | 1 | 1 | 0 | 0.0% |
| Guilford County | 1 | 0 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Wilson County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 54 applications in 2025, of which 52 were originated and 1 denied.
1.9% of all applications, or 1.9% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Neighborhood Mortgage Solutions originated in North Carolina in 2025 was 5.85%, against a statewide median of 6.50%.
About this data. Figures are Neighborhood Mortgage Solutions's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology