Largest lenders in Chippewa County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 69 | 38 | 26.1% | 6.93% |
| 2 | 4Front Credit Union | B | 59 | 42 | 1.7% | 7.50% |
| 3 | Nicolet National Bank | A | 53 | 41 | 5.7% | 7.13% |
| 4 | The Huntington National Bank | D | 50 | 24 | 28.0% | 7.79% |
| 5 | Mortgage Research Center | C | 41 | 23 | 19.5% | 6.38% |
| 6 | 21st Mortgage | F | 22 | 3 | 63.6% | 10.78% |
| 7 | United Shore Financial Services | B | 22 | 16 | 9.1% | 6.25% |
| 8 | Blg Holdings | B | 19 | 17 | 0.0% | 6.63% |
| 9 | Freedom Mortgage | B | 15 | 7 | 0.0% | 6.25% |
| 10 | Triad Financial Services | D | 15 | 3 | 73.3% | 11.33% |
| 11 | Navy Federal Credit Union | D | 15 | 7 | 13.3% | 6.13% |
| 12 | Loandepot.Com | D | 13 | 8 | 30.8% | 6.75% |
| 13 | Newrez | D | 10 | 4 | 10.0% | 6.75% |
| 14 | USAA Federal Savings Bank | C | 9 | 5 | 44.4% | 6.50% |
| 15 | Pennymac Loan Services | C | 8 | 4 | 25.0% | 5.87% |
| 16 | PNC Bank | D | 8 | 4 | 12.5% | 7.25% |
| 17 | Zippy Loans | D | 8 | 1 | 50.0% | 8.85% |
| 18 | Carrington Mortgage Services | D | 8 | 1 | 87.5% | 9.63% |
| 19 | Discover Bank | F | 7 | 1 | 71.4% | 10.10% |
| 20 | AmeriSave Mortgage | D | 7 | 1 | 71.4% | 7.50% |
| 21 | Crosscountry Mortgage | B | 7 | 2 | 0.0% | 6.35% |
| 22 | Broker Solutions | D | 7 | 3 | 0.0% | 6.75% |
| 23 | Bank of America | F | 6 | 0 | 33.3% | — |
| 24 | Lake Michigan Credit Union | A | 6 | 4 | 0.0% | 6.56% |
| 25 | Everett Financial | C | 6 | 3 | 0.0% | 8.99% |
Best approval odds in Chippewa County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 59 | 30.5% |
What Chippewa County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Chippewa County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 530 | 291 | 20.8% | 7.00% | $115,000 |
| 2024 | 574 | 330 | 18.1% | 6.99% | $130,000 |
| 2025 | 663 | 359 | 20.1% | 6.88% | $145,000 |
Frequently asked questions
20.1% of applications in Chippewa County were denied in 2025, against 18.5% statewide in Michigan.
Rocket Mortgage, with 69 applications in 2025 and a denial rate of 26.1%.
The median mortgage application in Chippewa County in 2025 was for $145,000; the median property value on originated loans was $225,000.