Blg Holdings in Michigan vs the state
1.2%Denial rate-17.28 pts vs state
1.5%Decision denial rate-21.13 pts vs state
84.6%Origination rate+24.66 pts vs state
6.63%Median rate-0.13 pts vs state
0.59Rate spread (pts)+0.19 pts vs state
$77kMedian applicant income
476Loans originated
7Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 313 | 233 | 2.9% | 7.13% | #147 |
| 2024 | 587 | 474 | 1.9% | 6.88% | #105 |
| 2025 | 563 | 476 | 1.2% | 6.63% | #118 |
What Blg Holdings lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Blg Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Genesee County | 187 | 158 | 3 | 1.6% |
| Saginaw County | 67 | 56 | 1 | 1.5% |
| Shiawassee County | 34 | 30 | 0 | 0.0% |
| Lapeer County | 31 | 27 | 0 | 0.0% |
| Oakland County | 31 | 25 | 1 | 3.2% |
| Wayne County | 29 | 23 | 0 | 0.0% |
| Bay County | 24 | 20 | 0 | 0.0% |
| Chippewa County | 19 | 17 | 0 | 0.0% |
| Tuscola County | 19 | 16 | 0 | 0.0% |
| Midland County | 16 | 12 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 563 applications in 2025, of which 476 were originated and 7 denied.
1.2% of all applications, or 1.5% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Blg Holdings originated in Michigan in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Blg Holdings's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology