Blg Holdings at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
92nd1.4% deniedPricingmedian rate spread over APOR, weight 30%
25th0.59 ptsProcesswithdrawn + incomplete share, weight 15%
39th14.0%Closing coststotal loan costs ÷ loan amount, weight 10%
17th3.14% of loanTrend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 330 | 247 | 2.7% | 3.5% | 7.13% | $45M |
| 2024 | 590 | 476 | 1.9% | 2.3% | 6.88% | $91M |
| 2025 | 572 | 485 | 1.2% | 1.4% | 6.63% | $100M |
What Blg Holdings lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 19 manufactured homes, 14 investment properties.
Why Blg Holdings denies applications
Primary reason reported for each of the 7 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at Blg Holdings
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 110 | 88 | 1.1% |
| $50k – $100k | 278 | 237 | 1.3% |
| $100k – $150k | 112 | 93 | 2.1% |
| $150k – $250k | 60 | 58 | 1.7% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 66 | 54 | 1.8% |
| 25–34 | 205 | 178 | 1.1% |
| 35–44 | 106 | 88 | 2.2% |
| 45–54 | 81 | 65 | 1.5% |
| 55–64 | 66 | 57 | 1.7% |
| 65–74 | 38 | 35 | 0.0% |
Where Blg Holdings lends
2 states and 56 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Blg Holdings denied 1.4% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 92nd percentile of small mortgage lenders.
The most common reason Blg Holdings gave in 2025 was "collateral", cited on 42.9% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Blg Holdings originated in 2025 was 6.63%, and its median rate spread over the average prime offer rate was 0.59 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 89% of its applications were for home purchases, 11% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 65% conventional, 28% FHA, 4% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.