The Huntington National Bank in Michigan vs the state
30.0%Denial rate+11.45 pts vs state
34.4%Decision denial rate+11.86 pts vs state
54.5%Origination rate-5.36 pts vs state
7.49%Median rate+0.74 pts vs state
0.44Rate spread (pts)+0.04 pts vs state
$82kMedian applicant income
10,932Loans originated
6,009Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20,730 | 10,344 | 33.6% | 8.34% | #1 |
| 2024 | 21,291 | 10,884 | 33.2% | 8.45% | #3 |
| 2025 | 20,047 | 10,932 | 30.0% | 7.49% | #3 |
What The Huntington National Bank lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 2,119 | 958 | 811 | 38.3% |
| Oakland County | 2,013 | 1,096 | 592 | 29.4% |
| Macomb County | 1,753 | 957 | 543 | 31.0% |
| Kent County | 1,616 | 915 | 484 | 30.0% |
| Genesee County | 985 | 449 | 353 | 35.8% |
| Ottawa County | 933 | 634 | 189 | 20.3% |
| Washtenaw County | 557 | 302 | 149 | 26.8% |
| Saginaw County | 519 | 258 | 185 | 35.6% |
| Monroe County | 518 | 304 | 134 | 25.9% |
| Livingston County | 494 | 289 | 128 | 25.9% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
| Newrez | D | 4,958 | 18.5% | 6.75% |
Frequently asked questions
Michigan: 20,047 applications in 2025, of which 10,932 were originated and 6,009 denied.
30.0% of all applications, or 34.4% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans The Huntington National Bank originated in Michigan in 2025 was 7.49%, against a statewide median of 6.75%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology