AmeriSave Mortgage in Michigan vs the state
61.9%Denial rate+43.39 pts vs state
70.4%Decision denial rate+47.84 pts vs state
25.4%Origination rate-34.46 pts vs state
7.63%Median rate+0.88 pts vs state
1.95Rate spread (pts)+1.55 pts vs state
$58kMedian applicant income
791Loans originated
1,926Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,639 | 458 | 23.5% | 6.25% | #28 |
| 2024 | 3,298 | 464 | 71.7% | 7.50% | #24 |
| 2025 | 3,111 | 791 | 61.9% | 7.63% | #28 |
What AmeriSave Mortgage lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 705 | 131 | 490 | 69.5% |
| Oakland County | 303 | 94 | 172 | 56.8% |
| Macomb County | 245 | 61 | 144 | 58.8% |
| Genesee County | 143 | 36 | 89 | 62.2% |
| Kent County | 138 | 42 | 83 | 60.1% |
| Jackson County | 69 | 19 | 38 | 55.1% |
| St. Clair County | 67 | 16 | 41 | 61.2% |
| Ingham County | 67 | 9 | 48 | 71.6% |
| Muskegon County | 67 | 23 | 38 | 56.7% |
| Berrien County | 66 | 19 | 41 | 62.1% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 3,111 applications in 2025, of which 791 were originated and 1,926 denied.
61.9% of all applications, or 70.4% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans AmeriSave Mortgage originated in Michigan in 2025 was 7.63%, against a statewide median of 6.75%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology