Crosscountry Mortgage in Michigan vs the state
4.2%Denial rate-14.29 pts vs state
6.2%Decision denial rate-16.39 pts vs state
62.8%Origination rate+2.87 pts vs state
6.75%Median rate0.00 pts vs state
0.60Rate spread (pts)+0.20 pts vs state
$89kMedian applicant income
2,327Loans originated
157Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,209 | 1,926 | 1.8% | 6.95% | #24 |
| 2024 | 2,930 | 1,891 | 1.8% | 6.99% | #28 |
| 2025 | 3,708 | 2,327 | 4.2% | 6.75% | #22 |
What Crosscountry Mortgage lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oakland County | 677 | 438 | 23 | 3.4% |
| Wayne County | 654 | 403 | 28 | 4.3% |
| Macomb County | 281 | 198 | 11 | 3.9% |
| Washtenaw County | 172 | 102 | 8 | 4.7% |
| Jackson County | 152 | 102 | 5 | 3.3% |
| Kent County | 135 | 94 | 6 | 4.4% |
| Genesee County | 128 | 71 | 6 | 4.7% |
| Monroe County | 122 | 85 | 3 | 2.5% |
| Berrien County | 116 | 71 | 6 | 5.2% |
| Ingham County | 99 | 63 | 1 | 1.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 3,708 applications in 2025, of which 2,327 were originated and 157 denied.
4.2% of all applications, or 6.2% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Crosscountry Mortgage originated in Michigan in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology