Largest lenders in Kent County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 61 | 46 | 11.5% | 6.38% |
| 2 | PNC Bank | D | 42 | 24 | 31.0% | 8.12% |
| 3 | Truist Bank | C | 30 | 15 | 36.7% | 6.69% |
| 4 | The Peoples Bank | – | 27 | 20 | 3.7% | — |
| 5 | United Shore Financial Services | B | 25 | 14 | 16.0% | 6.06% |
| 6 | Atlantic Coast Mortgage | A | 22 | 16 | 0.0% | 6.49% |
| 7 | First Home Mortgage | B | 21 | 19 | 0.0% | 6.63% |
| 8 | NFM | A | 19 | 16 | 0.0% | 6.63% |
| 9 | Vanderbilt Mortgage and Finance | F | 19 | 2 | 57.9% | 11.00% |
| 10 | Newrez | D | 18 | 6 | 33.3% | 8.88% |
| 11 | Mortgage Research Center | C | 18 | 9 | 11.1% | 7.13% |
| 12 | Pennymac Loan Services | C | 17 | 9 | 0.0% | 6.38% |
| 13 | Guild Mortgage | A | 17 | 13 | 0.0% | 6.63% |
| 14 | State Employees Credit Union of Maryland | D | 14 | 6 | 50.0% | 5.81% |
| 15 | Navy Federal Credit Union | D | 13 | 5 | 30.8% | 7.90% |
| 16 | Shore United Bank | C | 13 | 6 | 30.8% | 6.63% |
| 17 | Freedom Mortgage | B | 12 | 4 | 8.3% | 5.75% |
| 18 | AmeriSave Mortgage | D | 10 | 4 | 60.0% | 9.13% |
| 19 | New Day Financial | F | 10 | 2 | 30.0% | 6.68% |
| 20 | Broker Solutions | D | 10 | 5 | 0.0% | 7.25% |
| 21 | Sofi Bank | D | 10 | 4 | 10.0% | 7.33% |
| 22 | Bank of America | F | 9 | 4 | 55.6% | 6.49% |
| 23 | Mld Mortgage | A | 9 | 8 | 0.0% | 6.56% |
| 24 | Aberdeen Proving Ground Federal Credit Union | C | 9 | 5 | 33.3% | 1.99% |
| 25 | Manufacturers and Traders Trust | C | 8 | 2 | 37.5% | 7.34% |
Best approval odds in Kent County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 55 | 12.7% |
What Kent County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Kent County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 641 | 383 | 17.9% | 6.88% | $215,000 |
| 2024 | 723 | 434 | 16.6% | 6.87% | $215,000 |
| 2025 | 750 | 438 | 18.4% | 6.63% | $215,000 |
Frequently asked questions
18.4% of applications in Kent County were denied in 2025, against 18.8% statewide in Maryland.
Rocket Mortgage, with 61 applications in 2025 and a denial rate of 11.5%.
The median mortgage application in Kent County in 2025 was for $215,000; the median property value on originated loans was $365,000.