Aberdeen Proving Ground Federal Credit Union in Maryland vs the state
15.6%Denial rate-3.24 pts vs state
17.6%Decision denial rate-6.53 pts vs state
64.4%Origination rate+8.65 pts vs state
5.88%Median rate-0.75 pts vs state
0.16Rate spread (pts)-0.08 pts vs state
$120kMedian applicant income
1,497Loans originated
362Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,006 | 1,199 | 21.7% | 5.64% | #21 |
| 2024 | 2,140 | 1,296 | 18.4% | 5.89% | #20 |
| 2025 | 2,326 | 1,497 | 15.6% | 5.88% | #20 |
What Aberdeen Proving Ground Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Aberdeen Proving Ground Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harford County | 1,180 | 798 | 162 | 13.7% |
| Cecil County | 555 | 341 | 104 | 18.7% |
| Baltimore County | 350 | 217 | 61 | 17.4% |
| Baltimore city | 86 | 42 | 15 | 17.4% |
| Anne Arundel County | 51 | 34 | 8 | 15.7% |
| Howard County | 22 | 13 | 2 | 9.1% |
| Carroll County | 12 | 7 | 1 | 8.3% |
| Prince George's County | 12 | 8 | 0 | 0.0% |
| Queen Anne's County | 12 | 7 | 1 | 8.3% |
| Worcester County | 10 | 8 | 1 | 10.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 2,326 applications in 2025, of which 1,497 were originated and 362 denied.
15.6% of all applications, or 17.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Aberdeen Proving Ground Federal Credit Union originated in Maryland in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Aberdeen Proving Ground Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology