The Peoples Bank in Maryland vs the state
7.1%Denial rate-11.66 pts vs state
8.1%Decision denial rate-16.02 pts vs state
76.2%Origination rate+20.48 pts vs state
—Median rate
—Rate spread (pts)
$130kMedian applicant income
32Loans originated
3Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 27 | 21.3% | — | #300 |
| 2024 | 31 | 23 | 19.4% | — | #359 |
| 2025 | 42 | 32 | 7.1% | — | #336 |
What The Peoples Bank lends in Maryland
By loan purpose
By loan type
Where in Maryland
Counties with the most The Peoples Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kent County | 27 | 20 | 1 | 3.7% |
| Queen Anne's County | 8 | 6 | 1 | 12.5% |
| Talbot County | 3 | 2 | 1 | 33.3% |
| Baltimore city | 1 | 1 | 0 | 0.0% |
| Worcester County | 1 | 1 | 0 | 0.0% |
| Cecil County | 1 | 1 | 0 | 0.0% |
| Caroline County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 42 applications in 2025, of which 32 were originated and 3 denied.
7.1% of all applications, or 8.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Peoples Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology