Largest lenders in Trigg County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | FNB Bank | C | 56 | 45 | 7.1% | — |
| 2 | Mortgage Research Center | C | 44 | 27 | 9.1% | 6.25% |
| 3 | Vanderbilt Mortgage and Finance | F | 39 | 5 | 25.6% | 8.99% |
| 4 | Rocket Mortgage | C | 38 | 28 | 13.2% | 6.49% |
| 5 | Fortera Federal Credit Union | D | 25 | 13 | 32.0% | 7.25% |
| 6 | United Shore Financial Services | B | 23 | 17 | 8.7% | 6.50% |
| 7 | Freedom Mortgage | B | 21 | 9 | 4.8% | 6.25% |
| 8 | AmeriSave Mortgage | D | 17 | 3 | 76.5% | 7.75% |
| 9 | Broker Solutions | D | 17 | 7 | 11.8% | 6.25% |
| 10 | First Financial Bank | C | 16 | 10 | 31.3% | 5.50% |
| 11 | U.S. Bank | D | 14 | 7 | 42.9% | 8.10% |
| 12 | Magnolia Bank | C | 13 | 11 | 7.7% | 6.50% |
| 13 | Navy Federal Credit Union | D | 13 | 9 | 23.1% | 8.15% |
| 14 | Stockton Mortgage | D | 12 | 8 | 0.0% | 6.69% |
| 15 | Farm Credit Mid-America | D | 12 | 5 | 25.0% | 7.25% |
| 16 | Planters Bank | A | 11 | 11 | 0.0% | — |
| 17 | New Day Financial | F | 10 | 1 | 30.0% | 6.63% |
| 18 | Gershman Investment | B | 10 | 5 | 10.0% | 6.12% |
| 19 | 21st Mortgage | F | 9 | 1 | 55.6% | 9.06% |
| 20 | Newrez | D | 9 | 3 | 22.2% | 6.63% |
| 21 | Pennymac Loan Services | C | 8 | 6 | 12.5% | 6.00% |
| 22 | Loandepot.Com | D | 8 | 5 | 12.5% | 6.99% |
| 23 | Truist Bank | C | 7 | 4 | 42.9% | 7.06% |
| 24 | United Southern Bank | A | 7 | 6 | 0.0% | — |
| 25 | Crosscountry Mortgage | B | 7 | 6 | 0.0% | 6.60% |
What Trigg County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Trigg County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 521 | 289 | 22.3% | 6.75% | $145,000 |
| 2024 | 612 | 317 | 23.2% | 6.99% | $145,000 |
| 2025 | 649 | 348 | 20.8% | 6.63% | $165,000 |
Frequently asked questions
20.8% of applications in Trigg County were denied in 2025, against 18.8% statewide in Kentucky.
FNB Bank, with 56 applications in 2025 and a denial rate of 7.1%.
The median mortgage application in Trigg County in 2025 was for $165,000; the median property value on originated loans was $265,000.