Largest lenders in Logan County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | First Southern National Bank | B | 89 | 84 | 0.0% | 7.57% |
| 2 | Rocket Mortgage | C | 71 | 41 | 29.6% | 6.49% |
| 3 | South Central Bank | B | 53 | 41 | 11.3% | 6.99% |
| 4 | Liberty | B | 43 | 37 | 0.0% | 6.25% |
| 5 | Mortgage Research Center | C | 41 | 22 | 14.6% | 6.50% |
| 6 | U.S. Bank | D | 35 | 19 | 28.6% | 7.75% |
| 7 | First Community Mortgage | A | 35 | 27 | 2.9% | 6.75% |
| 8 | Atlantic Bay Mortgage Group | A | 30 | 22 | 0.0% | 6.43% |
| 9 | 21st Mortgage | F | 29 | 4 | 41.4% | 9.60% |
| 10 | Vanderbilt Mortgage and Finance | F | 28 | 4 | 39.3% | 10.37% |
| 11 | United Shore Financial Services | B | 24 | 15 | 16.7% | 6.12% |
| 12 | Pennymac Loan Services | C | 23 | 9 | 8.7% | 6.25% |
| 13 | Stockton Mortgage | D | 21 | 16 | 0.0% | 6.31% |
| 14 | Newrez | D | 20 | 10 | 10.0% | 6.50% |
| 15 | Truist Bank | C | 19 | 14 | 21.1% | 6.49% |
| 16 | Broker Solutions | D | 18 | 4 | 0.0% | 6.87% |
| 17 | Freedom Mortgage | B | 17 | 9 | 5.9% | 6.25% |
| 18 | Kind Lending | C | 14 | 5 | 42.9% | 5.88% |
| 19 | AmeriSave Mortgage | D | 13 | 3 | 61.5% | 8.00% |
| 20 | Coastal Community Bank | C | 13 | 4 | 0.0% | 13.37% |
| 21 | Everett Financial | C | 12 | 8 | 0.0% | 6.13% |
| 22 | Crosscountry Mortgage | B | 11 | 3 | 9.1% | 6.13% |
| 23 | Abound Federal Credit Union | C | 11 | 8 | 27.3% | 7.38% |
| 24 | Union Home Mortgage | B | 9 | 8 | 0.0% | 6.31% |
| 25 | Credit Human Federal Credit Union | D | 9 | 0 | 88.9% | — |
Best approval odds in Logan County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | First Southern National Bank | 84 | 0.0% |
| 2 | Rocket Mortgage | 64 | 32.8% |
What Logan County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Logan County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 828 | 512 | 17.8% | 6.88% | $145,000 |
| 2024 | 951 | 568 | 18.3% | 7.00% | $155,000 |
| 2025 | 1,027 | 615 | 16.1% | 6.63% | $165,000 |
Frequently asked questions
16.1% of applications in Logan County were denied in 2025, against 18.8% statewide in Kentucky.
First Southern National Bank, with 89 applications in 2025 and a denial rate of 0.0%.
The median mortgage application in Logan County in 2025 was for $165,000; the median property value on originated loans was $255,000.