Largest lenders in Casey County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 50 | 9 | 32.0% | 10.99% |
| 2 | 21st Mortgage | F | 37 | 14 | 43.2% | 10.04% |
| 3 | Rocket Mortgage | C | 25 | 15 | 28.0% | 6.50% |
| 4 | Broker Solutions | D | 22 | 11 | 0.0% | 6.25% |
| 5 | Mortgage Research Center | C | 11 | 7 | 36.4% | 6.50% |
| 6 | AmeriSave Mortgage | D | 10 | 1 | 60.0% | 8.00% |
| 7 | Credit Human Federal Credit Union | D | 9 | 0 | 100.0% | — |
| 8 | Whitaker Bank | B | 8 | 5 | 12.5% | 6.25% |
| 9 | Republic State Mortgage | A | 8 | 4 | 12.5% | 6.38% |
| 10 | New Day Financial | F | 7 | 1 | 14.3% | 7.49% |
| 11 | Farm Credit Mid-America | D | 7 | 6 | 14.3% | 7.13% |
| 12 | Community Trust Bank | B | 7 | 5 | 0.0% | 5.88% |
| 13 | Abound Federal Credit Union | C | 7 | 3 | 14.3% | 7.25% |
| 14 | Pennymac Loan Services | C | 5 | 1 | 0.0% | 7.13% |
| 15 | Bank of America | F | 5 | 1 | 40.0% | 6.50% |
| 16 | The Citizens National Bank of Somerset | C | 5 | 3 | 20.0% | — |
| 17 | United Shore Financial Services | B | 5 | 4 | 20.0% | 6.69% |
| 18 | T2 Financial | B | 5 | 2 | 40.0% | 6.38% |
| 19 | Navy Federal Credit Union | D | 5 | 1 | 20.0% | 6.00% |
What Casey County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Casey County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 268 | 92 | 32.8% | 6.88% | $115,000 |
| 2024 | 329 | 133 | 30.7% | 6.75% | $115,000 |
| 2025 | 352 | 146 | 27.3% | 6.63% | $115,000 |
Frequently asked questions
27.3% of applications in Casey County were denied in 2025, against 18.8% statewide in Kentucky.
Vanderbilt Mortgage and Finance, with 50 applications in 2025 and a denial rate of 32.0%.
The median mortgage application in Casey County in 2025 was for $115,000; the median property value on originated loans was $195,000.