Largest lenders in Moultrie County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Scott State Bank | – | 37 | 26 | 27.0% | — |
| 2 | Broker Solutions | D | 30 | 23 | 6.7% | 6.88% |
| 3 | First Mid Bank & Trust | C | 27 | 21 | 14.8% | 7.50% |
| 4 | Morton Community Bank | B | 25 | 21 | 8.0% | 7.25% |
| 5 | Rocket Mortgage | C | 23 | 15 | 30.4% | 6.38% |
| 6 | Regions Bank | C | 13 | 7 | 30.8% | 6.25% |
| 7 | Decatur Earthmover Credit Union | C | 12 | 10 | 16.7% | 6.28% |
| 8 | Petefish, Skiles & | C | 12 | 8 | 0.0% | 6.56% |
| 9 | Mortgage Research Center | C | 10 | 5 | 10.0% | 6.63% |
| 10 | Pennymac Loan Services | C | 6 | 5 | 0.0% | 6.13% |
| 11 | United Shore Financial Services | B | 6 | 3 | 16.7% | 7.88% |
| 12 | Triad Financial Services | D | 6 | 0 | 100.0% | — |
| 13 | Community Banc Mortgage | C | 6 | 5 | 16.7% | 6.75% |
| 14 | First State Bank and Trust | A | 6 | 6 | 0.0% | — |
| 15 | Citizens Equity First | B | 5 | 4 | 20.0% | 6.19% |
| 16 | New Day Financial | F | 5 | 1 | 40.0% | 5.99% |
| 17 | Loandepot.Com | D | 5 | 3 | 20.0% | 6.38% |
What Moultrie County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Moultrie County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 303 | 185 | 20.8% | 6.88% | $85,000 |
| 2024 | 290 | 174 | 22.8% | 6.99% | $95,000 |
| 2025 | 329 | 225 | 17.0% | 6.75% | $105,000 |
Frequently asked questions
17.0% of applications in Moultrie County were denied in 2025, against 17.1% statewide in Illinois.
Scott State Bank, with 37 applications in 2025 and a denial rate of 27.0%.
The median mortgage application in Moultrie County in 2025 was for $105,000; the median property value on originated loans was $175,000.