Scott State Bank in Illinois vs the state
20.9%Denial rate+3.81 pts vs state
21.4%Decision denial rate-0.25 pts vs state
76.7%Origination rate+18.00 pts vs state
—Median rate
—Rate spread (pts)
$67kMedian applicant income
66Loans originated
18Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 74 | 68 | 5.4% | — | #387 |
| 2024 | 77 | 65 | 14.3% | — | #377 |
| 2025 | 86 | 66 | 20.9% | — | #366 |
What Scott State Bank lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Scott State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Moultrie County | 37 | 26 | 10 | 27.0% |
| Macon County | 33 | 26 | 7 | 21.2% |
| Shelby County | 6 | 4 | 1 | 16.7% |
| De Witt County | 3 | 3 | 0 | 0.0% |
| Christian County | 2 | 2 | 0 | 0.0% |
| Coles County | 2 | 2 | 0 | 0.0% |
| Effingham County | 1 | 1 | 0 | 0.0% |
| Bond County | 1 | 1 | 0 | 0.0% |
| Piatt County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 86 applications in 2025, of which 66 were originated and 18 denied.
20.9% of all applications, or 21.4% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Scott State Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology