Hendry County, Florida · 2025

Mortgage lenders in Hendry County, FL: denial rates and top lenders (2025)

207 lenders acted on 1,824 mortgage applications for properties in Hendry County in 2025. 25.8% were denied (Florida: 21.1%). Median rate on closed loans 6.75%; median loan $225,000; median property value $305,000.

1.8kApplications
25.8%Denial ratestate 21.1%
6.75%Median ratestate 6.63%
$225,000Median loan
$305,000Median property value

Largest lenders in Hendry County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 23355 48.9%9.28%
2 United Shore Financial Services B 164107 18.9%6.50%
3 Suncoast Credit Union C 10557 23.8%7.50%
4 Rocket Mortgage C 9154 29.7%6.49%
5 First Bank F 6328 33.3%
6 Dhi Mortgage Company B 5423 24.1%5.06%
7 Pulte Mortgage A 5021 26.0%4.99%
8 Loandepot.Com D 4830 22.9%6.49%
9 Crosscountry Mortgage B 4629 6.5%6.69%
10 American Pacific Mortgage C 4028 15.0%5.99%
11 Inspire Home Loans B 3617 19.4%4.88%
12 Pennymac Loan Services C 3220 9.4%6.50%
13 Broker Solutions D 3214 6.3%6.88%
14 Freedom Mortgage B 249 16.7%6.25%
15 Triad Financial Services D 234 56.5%8.68%
16 A&D Mortgage C 2213 22.7%7.63%
17 AmeriSave Mortgage D 212 81.0%6.69%
18 Lakeview Loan Servicing C 214 42.9%6.69%
19 Mortgage Research Center C 219 19.1%6.25%
20 Bank of America F 171 70.6%6.50%
21 Waterstone Mortgage C 1610 31.3%6.13%
22 Kiavi Funding D 160 0.0%
23 Newrez D 153 26.7%6.63%
24 The Loan Store B 1510 6.7%7.25%
25 Equity Prime Mortgage D 137 23.1%6.63%

Best approval odds in Hendry County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1United Shore Financial Services14022.1%
2Suncoast Credit Union8429.8%
3Rocket Mortgage8531.8%
421st Mortgage17266.3%

What Hendry County borrowers applied for

By loan purpose

Home purchase 1,138 62% · 24.4% denied
Refinance 205 11% · 20.0% denied
Cash-out refinance 241 13% · 28.2% denied
Home improvement 85 5% · 35.3% denied
Other / HELOC 155 8% · 34.8% denied

By loan type

Conventional 1,125 62% · 29.4% denied
FHA 578 32% · 20.6% denied
VA 99 5% · 16.2% denied
USDA / RHS 22 1% · 22.7% denied

Why applications were denied

Debt-to-income ratio 185 41%
Credit history 114 25%
Collateral 59 13%
Incomplete application 43 10%
Other 19 4%
Unverifiable information 17 4%
Insufficient cash 12 3%
Employment history 1 0%

Hendry County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20231,78880228.0%6.75%$205,000
20241,90784130.7%6.75%$225,000
20251,82483825.8%6.75%$225,000

Frequently asked questions

25.8% of applications in Hendry County were denied in 2025, against 21.1% statewide in Florida.

21st Mortgage, with 233 applications in 2025 and a denial rate of 48.9%.

The median mortgage application in Hendry County in 2025 was for $225,000; the median property value on originated loans was $305,000.