Triad Financial Services in Florida vs the state
50.5%Denial rate+29.48 pts vs state
50.7%Decision denial rate+23.47 pts vs state
17.4%Origination rate-35.34 pts vs state
8.76%Median rate+2.14 pts vs state
2.90Rate spread (pts)+2.64 pts vs state
$63kMedian applicant income
774Loans originated
2,254Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,165 | 1,013 | 57.0% | 8.00% | #44 |
| 2024 | 4,583 | 818 | 53.9% | 8.70% | #49 |
| 2025 | 4,460 | 774 | 50.5% | 8.76% | #47 |
What Triad Financial Services lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 442 | 68 | 255 | 57.7% |
| Hillsborough County | 399 | 66 | 210 | 52.6% |
| Orange County | 396 | 62 | 232 | 58.6% |
| Lake County | 175 | 35 | 83 | 47.4% |
| Volusia County | 151 | 28 | 67 | 44.4% |
| Duval County | 150 | 36 | 71 | 47.3% |
| Broward County | 134 | 19 | 79 | 59.0% |
| Pasco County | 130 | 30 | 65 | 50.0% |
| Brevard County | 129 | 26 | 51 | 39.5% |
| Pinellas County | 123 | 27 | 59 | 48.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 4,460 applications in 2025, of which 774 were originated and 2,254 denied.
50.5% of all applications, or 50.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Triad Financial Services originated in Florida in 2025 was 8.76%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology