AmeriSave Mortgage in Florida vs the state
65.3%Denial rate+44.23 pts vs state
74.3%Decision denial rate+47.05 pts vs state
21.6%Origination rate-31.12 pts vs state
7.99%Median rate+1.37 pts vs state
2.09Rate spread (pts)+1.82 pts vs state
$72kMedian applicant income
1,667Loans originated
5,046Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7,972 | 1,110 | 23.5% | 6.13% | #27 |
| 2024 | 9,425 | 1,223 | 72.6% | 8.38% | #24 |
| 2025 | 7,729 | 1,667 | 65.3% | 7.99% | #28 |
What AmeriSave Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 591 | 99 | 420 | 71.1% |
| Palm Beach County | 512 | 98 | 343 | 67.0% |
| Miami-Dade County | 485 | 79 | 348 | 71.8% |
| Hillsborough County | 453 | 96 | 297 | 65.6% |
| Orange County | 354 | 78 | 235 | 66.4% |
| Pinellas County | 353 | 90 | 221 | 62.6% |
| Lee County | 346 | 68 | 244 | 70.5% |
| Polk County | 326 | 71 | 209 | 64.1% |
| Duval County | 312 | 65 | 205 | 65.7% |
| Volusia County | 286 | 71 | 176 | 61.5% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 7,729 applications in 2025, of which 1,667 were originated and 5,046 denied.
65.3% of all applications, or 74.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans AmeriSave Mortgage originated in Florida in 2025 was 7.99%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology