Equity Prime Mortgage in Florida vs the state
10.8%Denial rate-10.24 pts vs state
19.9%Decision denial rate-7.34 pts vs state
43.3%Origination rate-9.39 pts vs state
6.50%Median rate-0.13 pts vs state
0.45Rate spread (pts)+0.18 pts vs state
$88kMedian applicant income
1,337Loans originated
334Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,755 | 1,004 | 4.3% | 6.75% | #92 |
| 2024 | 2,716 | 1,539 | 4.0% | 6.63% | #70 |
| 2025 | 3,088 | 1,337 | 10.8% | 6.50% | #67 |
What Equity Prime Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 256 | 126 | 20 | 7.8% |
| Hillsborough County | 212 | 100 | 26 | 12.3% |
| Broward County | 211 | 71 | 34 | 16.1% |
| Miami-Dade County | 175 | 57 | 26 | 14.9% |
| Lee County | 145 | 56 | 20 | 13.8% |
| Pasco County | 141 | 63 | 14 | 9.9% |
| Marion County | 130 | 73 | 6 | 4.6% |
| Duval County | 129 | 47 | 16 | 12.4% |
| Orange County | 108 | 39 | 12 | 11.1% |
| Brevard County | 107 | 42 | 11 | 10.3% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 3,088 applications in 2025, of which 1,337 were originated and 334 denied.
10.8% of all applications, or 19.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Equity Prime Mortgage originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology