Largest lenders in Siskiyou County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Tri Counties Bank | C | 99 | 60 | 21.2% | 5.99% |
| 2 | Rocket Mortgage | C | 93 | 70 | 15.1% | 6.88% |
| 3 | United Shore Financial Services | B | 84 | 55 | 14.3% | 6.48% |
| 4 | Land Home Financial Services | C | 68 | 57 | 1.5% | 6.63% |
| 5 | Banner Bank | D | 66 | 40 | 25.8% | 6.88% |
| 6 | Summit Funding | C | 44 | 27 | 4.6% | 6.50% |
| 7 | Crosscountry Mortgage | B | 39 | 25 | 7.7% | 6.88% |
| 8 | U.S. Bank | D | 31 | 12 | 45.2% | 7.00% |
| 9 | Mortgage Research Center | C | 28 | 16 | 14.3% | 6.38% |
| 10 | Rogue Credit Union | C | 27 | 19 | 7.4% | 6.99% |
| 11 | Movement Mortgage | A | 26 | 20 | 7.7% | 6.81% |
| 12 | Broker Solutions | D | 25 | 11 | 0.0% | 6.63% |
| 13 | Figure Lending | C | 22 | 12 | 22.7% | 9.10% |
| 14 | Spring Eq | D | 21 | 3 | 66.7% | 10.45% |
| 15 | Loandepot.Com | D | 21 | 10 | 28.6% | 7.13% |
| 16 | Pennymac Loan Services | C | 19 | 7 | 5.3% | 6.88% |
| 17 | Bank of America | F | 18 | 5 | 33.3% | 6.24% |
| 18 | Mechanics Bank | C | 17 | 9 | 17.7% | 7.75% |
| 19 | Navy Federal Credit Union | D | 16 | 4 | 25.0% | 6.86% |
| 20 | JPMorgan Chase Bank | B | 15 | 7 | 6.7% | 6.63% |
| 21 | AmeriSave Mortgage | D | 15 | 2 | 73.3% | 6.94% |
| 22 | Newrez | D | 15 | 7 | 26.7% | 6.13% |
| 23 | Freedom Mortgage | B | 14 | 8 | 0.0% | 6.25% |
| 24 | American Pacific Mortgage | C | 13 | 7 | 23.1% | 6.88% |
| 25 | Guaranteed Rate | B | 12 | 7 | 0.0% | 6.58% |
Best approval odds in Siskiyou County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Land Home Financial Services | 64 | 1.6% |
| 2 | Rocket Mortgage | 84 | 16.7% |
| 3 | United Shore Financial Services | 67 | 17.9% |
| 4 | Tri Counties Bank | 82 | 25.6% |
| 5 | Banner Bank | 58 | 29.3% |
What Siskiyou County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Siskiyou County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 993 | 530 | 22.2% | 7.13% | $175,000 |
| 2024 | 1,014 | 538 | 20.4% | 6.99% | $185,000 |
| 2025 | 1,306 | 716 | 17.6% | 6.63% | $185,000 |
Frequently asked questions
17.6% of applications in Siskiyou County were denied in 2025, against 17.4% statewide in California.
Tri Counties Bank, with 99 applications in 2025 and a denial rate of 21.2%.
The median mortgage application in Siskiyou County in 2025 was for $185,000; the median property value on originated loans was $325,000.