Rogue Credit Union in California vs the state
19.3%Denial rate+1.86 pts vs state
23.9%Decision denial rate+1.48 pts vs state
60.2%Origination rate+4.04 pts vs state
7.00%Median rate+0.38 pts vs state
0.31Rate spread (pts)+0.03 pts vs state
$98kMedian applicant income
50Loans originated
16Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 18 | 38.9% | 7.74% | #584 |
| 2024 | 45 | 29 | 11.1% | 7.00% | #537 |
| 2025 | 83 | 50 | 19.3% | 7.00% | #465 |
What Rogue Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Rogue Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Siskiyou County | 27 | 19 | 2 | 7.4% |
| Shasta County | 23 | 14 | 6 | 26.1% |
| Del Norte County | 13 | 8 | 3 | 23.1% |
| Tehama County | 4 | 3 | 1 | 25.0% |
| Sacramento County | 4 | 2 | 1 | 25.0% |
| Butte County | 2 | 0 | 1 | 50.0% |
| Humboldt County | 2 | 0 | 0 | 0.0% |
| Contra Costa County | 1 | 0 | 0 | 0.0% |
| Glenn County | 1 | 0 | 1 | 100.0% |
| Marin County | 1 | 0 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 83 applications in 2025, of which 50 were originated and 16 denied.
19.3% of all applications, or 23.9% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Rogue Credit Union originated in California in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Rogue Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology