Movement Mortgage in California vs the state
4.8%Denial rate-12.58 pts vs state
5.7%Decision denial rate-16.71 pts vs state
65.9%Origination rate+9.74 pts vs state
6.63%Median rate0.00 pts vs state
0.26Rate spread (pts)-0.01 pts vs state
$184kMedian applicant income
1,690Loans originated
124Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,094 | 1,950 | 2.8% | 6.63% | #54 |
| 2024 | 3,518 | 2,261 | 6.6% | 6.88% | #52 |
| 2025 | 2,563 | 1,690 | 4.8% | 6.63% | #78 |
What Movement Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Movement Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 554 | 360 | 30 | 5.4% |
| Riverside County | 323 | 198 | 23 | 7.1% |
| San Diego County | 297 | 183 | 18 | 6.1% |
| San Bernardino County | 238 | 166 | 13 | 5.5% |
| Orange County | 158 | 105 | 8 | 5.1% |
| Sacramento County | 149 | 117 | 3 | 2.0% |
| Santa Barbara County | 148 | 96 | 6 | 4.1% |
| Ventura County | 119 | 80 | 7 | 5.9% |
| Nevada County | 66 | 51 | 0 | 0.0% |
| Butte County | 59 | 35 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 2,563 applications in 2025, of which 1,690 were originated and 124 denied.
4.8% of all applications, or 5.7% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Movement Mortgage originated in California in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Movement Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology