AmeriSave Mortgage in California vs the state
64.2%Denial rate+46.74 pts vs state
72.3%Decision denial rate+49.93 pts vs state
23.6%Origination rate-32.58 pts vs state
8.63%Median rate+2.00 pts vs state
2.76Rate spread (pts)+2.48 pts vs state
$100kMedian applicant income
1,635Loans originated
4,441Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6,477 | 799 | 23.6% | 6.00% | #28 |
| 2024 | 9,299 | 1,300 | 72.2% | 9.63% | #23 |
| 2025 | 6,922 | 1,635 | 64.2% | 8.63% | #31 |
What AmeriSave Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 1,201 | 262 | 809 | 67.4% |
| Riverside County | 734 | 189 | 449 | 61.2% |
| San Bernardino County | 565 | 136 | 355 | 62.8% |
| San Diego County | 519 | 138 | 324 | 62.4% |
| Sacramento County | 364 | 101 | 215 | 59.1% |
| Orange County | 339 | 57 | 238 | 70.2% |
| Contra Costa County | 244 | 49 | 165 | 67.6% |
| Fresno County | 238 | 65 | 148 | 62.2% |
| Kern County | 234 | 48 | 155 | 66.2% |
| Alameda County | 225 | 38 | 161 | 71.6% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 6,922 applications in 2025, of which 1,635 were originated and 4,441 denied.
64.2% of all applications, or 72.3% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans AmeriSave Mortgage originated in California in 2025 was 8.63%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology