Yakima Federal Savings and Loan Association in Washington vs the state
10.3%Denial rate-5.39 pts vs state
11.9%Decision denial rate-7.60 pts vs state
73.5%Origination rate+12.44 pts vs state
6.50%Median rate-0.13 pts vs state
-0.08Rate spread (pts)-0.27 pts vs state
$123kMedian applicant income
344Loans originated
48Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 367 | 270 | 14.7% | 6.56% | #112 |
| 2024 | 464 | 353 | 10.1% | 6.50% | #100 |
| 2025 | 468 | 344 | 10.3% | 6.50% | #108 |
What Yakima Federal Savings and Loan Association lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Yakima Federal Savings and Loan Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yakima County | 266 | 189 | 30 | 11.3% |
| Benton County | 118 | 88 | 12 | 10.2% |
| Franklin County | 43 | 33 | 3 | 7.0% |
| Kittitas County | 35 | 29 | 2 | 5.7% |
| Clark County | 5 | 4 | 1 | 20.0% |
| Walla Walla County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 468 applications in 2025, of which 344 were originated and 48 denied.
10.3% of all applications, or 11.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Yakima Federal Savings and Loan Association originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Yakima Federal Savings and Loan Association's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology