Wright-Patt Credit Union in Tennessee vs the state
4.4%Denial rate-12.79 pts vs state
5.0%Decision denial rate-16.68 pts vs state
73.9%Origination rate+15.83 pts vs state
5.88%Median rate-0.75 pts vs state
-0.56Rate spread (pts)-0.79 pts vs state
$167kMedian applicant income
17Loans originated
1Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 8 | 0.0% | 6.38% | #617 |
| 2024 | 13 | 8 | 15.4% | 6.50% | #566 |
| 2025 | 23 | 17 | 4.4% | 5.88% | #512 |
What Wright-Patt Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Wright-Patt Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Campbell County | 4 | 4 | 0 | 0.0% |
| Sevier County | 3 | 2 | 1 | 33.3% |
| Sumner County | 2 | 0 | 0 | 0.0% |
| Grundy County | 2 | 1 | 0 | 0.0% |
| Rhea County | 2 | 2 | 0 | 0.0% |
| Wilson County | 2 | 1 | 0 | 0.0% |
| Shelby County | 2 | 1 | 0 | 0.0% |
| Claiborne County | 1 | 1 | 0 | 0.0% |
| Maury County | 1 | 1 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 23 applications in 2025, of which 17 were originated and 1 denied.
4.4% of all applications, or 5.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Wright-Patt Credit Union originated in Tennessee in 2025 was 5.88%, against a statewide median of 6.62%.
About this data. Figures are Wright-Patt Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology