Wright-Patt Credit Union in Indiana vs the state
22.6%Denial rate+6.01 pts vs state
24.1%Decision denial rate+4.00 pts vs state
67.7%Origination rate+5.49 pts vs state
7.13%Median rate+0.38 pts vs state
0.16Rate spread (pts)-0.21 pts vs state
$112kMedian applicant income
21Loans originated
7Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 17 | 31.0% | 9.00% | #388 |
| 2024 | 44 | 23 | 25.0% | 6.88% | #355 |
| 2025 | 31 | 21 | 22.6% | 7.13% | #408 |
What Wright-Patt Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Wright-Patt Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dearborn County | 5 | 3 | 1 | 20.0% |
| Wayne County | 3 | 3 | 0 | 0.0% |
| Ripley County | 2 | 0 | 2 | 100.0% |
| Madison County | 2 | 1 | 0 | 0.0% |
| Union County | 2 | 1 | 1 | 50.0% |
| Marion County | 2 | 1 | 0 | 0.0% |
| Fayette County | 2 | 2 | 0 | 0.0% |
| Hendricks County | 2 | 2 | 0 | 0.0% |
| Fulton County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 31 applications in 2025, of which 21 were originated and 7 denied.
22.6% of all applications, or 24.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Wright-Patt Credit Union originated in Indiana in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are Wright-Patt Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology